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Be part of our team!

Head Office

Credit Review Associate

• Protect the company from fraudulent accounts by doing thorough investigations and review of all accounts being processed • Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers • Evaluate the risk profile of borrowers by analyzing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends • Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications • Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags • Utilize financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions. • Prepare detailed credit review reports summarizing the analysis, findings, and recommendations for credit decisions • Provide timely and accurate responses to inquiries from internal stakeholders and maintain a customer-centric approach in dealing with external customers • Conducts external verification to validate data/information provided/submitted by clients concerning their loan applications • Use or find different methods of validation to verify the information provided/submitted by clients • Other tasks that may be endorsed by the department head Qualifications: • Educational Requirement: bachelor’s degree in a related field • Work Experience: 0-6 months related experience. Fresh graduates are welcome to apply • Excellent communication and interpersonal skills. • Strong organizational and administrative skills • Ability to multitask and work under pressure • Proficient in MS applications and willing to learn other systems used by the company • High organizational skills • Willingness to work flexible hours, including weekends and holidays, as needed • Can work independently and with a team

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